|Shopping for a mortgage? We will be glad to help! Give us a call today at 415-731-3100. Ready to begin? Apply Online Now.|
All residential real estate sales incurs costs. Sellers and buyers almost always share these closing costs, as specified in the real estate sales contract.
Many of the costs associated with buying a house are associated with getting a mortgage. Since All Money.com Inc. has extensive experience with closings & mortgages, we are closing cost experts.
The Good Faith Estimate (GFE)
Buyers get a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. We base this cost estimate on our extensive past experience. It's important to note that while our GFEs are very precise, we cannot always predict costs to the penny. We handle buyers' questions about closing costs every day at All Money.com Inc., so please feel free to contact us if you have questions.
We've provided a general list of these costs below, but we will give you a specific list of closing costs, with amounts, soon after you complete your application. At All Money.com Inc., we don't believe in surprises, so if your costs change, we will be sure to let you know immediately.
Standard Closing CostsLoan-Related Costs
- Points — lower your interest rate (optional)
- Appraisal Costs
- Obtaining Your Credit Report
- Up-front Interest Payment
- Escrow Fees
- Loan-related costs
- Recording Fees & Transfer Taxes
- Title Insurance
- Flood / Quake Insurance if applicable
- Private Mortgage Insurance (PMI)